Your Arizona Realtor

Hi All,  

Just wanted to let you know that my Progressive Policy had slowly been creeping up.  No accidents or anything.  So I switched today to State Farm and saved $100.51.  Give them a call!  Same policy, matching coverage plus I got a Life Ins and it was still $100 cheaper!  And the office is LOCAL!      

Steve Johnson - 270 E Hunt Hwy Ste 11, Queen Creek, AZ 85243
(480) 882-2155 State Farm

If you are like me, a relaxing vacation isn't sleeping on the ground eating beanie weenies out of can.  Or waking up in the middle of the night face to face with a hungry racoon or poisonous snake!  I've been working hard and feel I deserve a small piece of luxury.  So whether it be Hyatt or Hilton, I'm hitting the 5 star resorts.

 The same would be if I were to purchase a vacation home!  Some place sunny, with spa amenities, golf for the hubby and water play for the kids.  I want to go shopping and eat at nice restaurants, or just sit by the pool and relax. 

Home builders in Arizona seem to know me pretty well, in fact they understand my needs for relaxation. You can now buy a home in a 5 star luxury resort type community.  

Encanterra is one of Arizona's newest luxury communities. It is a private golf country club with an 18 hole championship course, a signature design of Ryder Cup Captain Tom Lehman. A 40,000+ square foot clubhouse with full service amenities and first class concierge. Encanterra boast that it is somewhere between Phoenix & Paradise. So I had to go check it out for my self.

I believe it is the Queen Creek Area's best kept Gem! They had 12 models to view. The floorplans are innovative and open. They are bringing back nooks that are smart & functional. Shea Homes is the builder behind the project and they are offering so many choices to choose from to customize your home, even an elevator! One of the models featured an indoor courtyard - the middle of your house is outside! Arizona enjoys fabulous weather 9 months out of the year, it's a great touch for our climate. Also optional are the rolling glass walls, creating an opening to the large patio perfect for entertaining or just enjoying weather! Even though the smallest floorplan is only 1437 square feet it definitely felt much, much bigger. These homes have incredible features, hidden rooms, courtyards, gourmet kitchens, private balcony's, master retreats, large spa style bathrooms, so many fabulous options!

It doesn't stop there, the offered amenities will keep you busy & refreshed!

Resort Clubhouse:

• Fully equipped golf shop
• State-of-the-art athletic club
• Contemporary indoor and outdoor pools
• Revitalizing and indulgent spa
• Friendly cafe and elegant restaurant dining accommodations
• Flexible and inviting ballroom and indoor/outdoor event spaces
• Convenient and fully appointed business center
• Full-service concierge
• Private lounges

Private Golf Course:

• Unique core-golf layout offering unparalleled quality of play
• Lush landscape palette reminiscent of Arizona's classic private clubs
• Thrilling design that incorporates deft shot-making opportunities and dramatic risk-reward challenges which players of all levels will enjoy
• Inviting social calendar of golf activities, including regular weekly games and world-class competitive play for members and their guests
• Exceptional professional staff wholly committed to providing members with the finest playing experience possible and dedicated to helping its membership enhance their own playing abilities

Athletic Club:

• Professional, onsite staff
• Cardio, free weight and resistance training equipment
• Group fitness studios
• Tennis facilities including a lighted stadium court
• Personal training and assistance
• Indoor and outdoor pools
• Locker rooms with saunas and steam rooms

Dining: (member's only dining)

• Service-focused dining experience offering everything from fine dining to casual fare
• Numerous engaging private, indoor and outdoor dining rooms
• Cafe offering assorted light fare and a chef-staffed restaurant
• Relaxing lounge providing a tempered social atmosphere
• Flexible catering capacity

That is only 1 of the communities.  If you're looking for something that is more family friendly, try Anthem, with it's own water park and activities director, the kids will not be bored.

Other desirable luxury communities include:

• Desert Ridge
• Vistancia
• Power Ranch
• Estrella Mountain Ranch

To find your next vacation home, please feel free to browse the listings on my website.

It is a buyers market in many parts of the country.  Don't let  the lack of a downpayment stop you from owning a home!

The Zero down programs from lenders may be all dried up, but I know where you can get up to 6% for your down payment/closing costs!!  This is available for BOTH 1st time & experienced homebuyers!!!

Thanks to The Nehemiah Program ^®, more than 250,000 individuals and families now own homes.

Let them help you achieve the American dream:

• Gift funds up to 6% of the final contract sales towards your downpayment and/or closing costs
  
• Gift funds for both first time and repeat homebuyers (Nehemiah charges a nominal processing fee that may be paid by the seller, homebuyer, or lender.)
• Gift funds for both new construction and resale homes
  
• No repayment of gift money
  
• No income or asset limits
  
• No geographical restrictions

If you are a qualified homebuyer using an eligible loan program, such as an FHA loan, you may be able to move into your new home with zero cash out of pocket! The Nehemiah Program can help you become a homeowner!

Many of the Home Builders in Arizona participate in this program!  So whether you are looking for a new build or resale home I can help you getting qualified for the Nehemiah Program. 

AMY GERRISH ~ 480-294-8680 ~ www.amygerrish.com ~ DAN SCHWARTZ REALTY ~

Did you know that you can pick up an 1800 square foot home with a pool in Queen Creek for $125,000? 

How about a 2100 square foot home with Granite Counters, Cherry Cabinets, 3 bedrooms and den for $139,000? You might be thinking, "Oh, I bet it needs alot of work"  Nope, those 2 homes were in great condition!!!

There are literally hundreds of bank owned homes in the Queen Creek market.  Many of them in move in condition!!  But, don't let me steer you wrong, some do need work!

So, you may be asking, "How can I get one of those homes?" 

Many of the lenders that own the homes are making it easy for you because they have hired Realtors to list the properties for them. Below are a few requirements and suggestions to make the buying process more smooth. 

1. You must be ready to buy. If you have been pre-qualified by a lender to make a purchase you must ask your lender for an "LSR",  Loan Status Report.  The LSR proves that you are ready to rock and roll and are serious about buying this property.  Many banks won't even look at your offer unless the LSR is attached.
2. If you are offering cash, you must have proof of funds available to show the bank. (Bank Account, Money Market Account, 401k etc)
3. This one is a suggestion and not necessarily a requirement: Have earnest money available and write it in your offer.  Most banks take that as a sign of a serious buyer. 
4. Once the bank accepts your offer, they will more than likely send a purchase contract from their office, not a standard one that Arizona buyers are used to. That is why I recommend hiring an agent to represent you, it is their job to read over that contract and protect your best interests. They will also help coordinate inspections and help with the escrow closing process.  Many times you don't have to pay them out of your own pocket, they will share the commission with the listing agent.

Be patient, the banks are overloaded with these properties and may take a while to close.  

Based on the number of default notices recorded there will be hundreds more joining the market in the next 4-6 weeks.  Some will be move in ready, others will need a little rehab.  We have golf course properties, master planned communities and great weather. This is just the beginning, so if you are looking for an Arizona Home there currently tons of low priced bank owned homes here, and there will be more to come!!!

Whether it's your first time buying or are experienced I can help you get a deal on your next Queen Creek home!

Amy Gerrish, Realtor ~ 480-294-8680 ~ www.amygerrish.com ~ amygerrish@gmail.com

Have you checked out Pecan Creek?  There are a few spec homes available at an exceptional value!!

Try 2,179 square feet for $162,730!! Yep, that's only $74/s.f.!!!   It's brand new, it's finished and best of all if you call me before you go to view it I'll be able to offer you a $2200 rebate!  This will go fast, so call today! 480-294-8680 ask for Amy.

How About This One?

It's 1948 square feet.  It's brand new, never been lived in!! $158,370!!  Again, call me before you go to view it and I can get a $2000 rebate on this one!!!  480-294-8680 ask for Amy, it will not last!

Amy Gerrish, Realtor~Dan Schwartz Realty~480-294-8680~ www.amygerrish.com ~ amygerrish@gmail.com